I pay around 600 for myself and my wife, and that’s with my employer continuing to pick up a significant share of the cost of health insurance that I literally never see a deduction or bill for.
1,800 a year beats hell out of $7,200, a $5k deductible, 20% co ins, and $11k OOP max.
After you spend down your allotted PTO, yes.
Mildly surprised that someone in a position at that level wouldn’t have at minimum short term disability coverage, at least as an option. It’s hardly expensive.