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Cake day: June 10th, 2023

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  • Credit balances don’t negatively impact credit scores as much as one would think. It’s ultimately a combination of factors that go into an overall credit score with the heaviest hitter being payment history. If one makes all of their payments they can have a decent credit score despite carrying a 10k balance. Carrying a balance of greater than 30% of the limit will detract significantly from the overall score, but it won’t knock it below “decent” range on its own.

    I’m honestly not even sure how one actually gets their score below 500. My wife got a head injury and physically could not remember whether or not she’d paid her credit cards a couple of years ago, so they ended up becoming delinquent and going to collections. Ultimately it dropped her credit score to about 500 but then it started climbing back up from the car loan and mortgage that are in both of our names and is almost up to 700 again. I seriously want to know how people manage to get their scores down to the 300s (the floor is 300) because you basically have to try in order to get your score that low. A friend of a colleague managed such a feet and then had some identity theft which actually improved his credit score because it looked more like normal credit activity than his real credit activity




  • Trainguyrom@reddthat.comtomemes@lemmy.worldYep, it's pretty normal
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    11 days ago

    This is particularly American sensibility about not drinking alcohol casually around children

    Shockingly this will vary by family. Some families take their kids bar hopping while they drink to excess, some drink casually and not in excess, and some are sober around their kids, and some remain sober all the time. My wife grew up hanging out in bars with her parents biker friends and their kids. She learned to watch some of them and save the good homemade wine when someone was about to topple. I grew up with parents who would have a single drink with dinner one to two times a week and would avoid getting drunk (at least that I know of).

    Personally, as a parent and living in an area with a strong alcohol culture and with alcoholic family members, I drink very rarely (the alcoholic family members really kill my desire to drink), and when I do I make sure we have more than enough adults available to parent and drive if needed. I also am very much a lightweight so there is no drinking without getting noticeably giggly and sloppy. My wife feels and acts similarly but is not a lightweight and can realistically drink one drink and be visibly unaffected.

    I honestly think the OP is less about the presence of alcohol around children but more just calling out a wine mom as such











  • I just accepted a job with a small MSP starting early next year. I kept a close ear out during the interview for signs of the classic MSP hell stuff that would chew through techs but it does look like I got a good one (small 8 or so man shop) but check in in about 3 months and we’ll see how I’m feeling haha

    My longer term plan is to use this as a stepping stone to then move onto being in-house then figuring out my exit strategy before burnout takes me, which I’m thinking I’ll either be aiming to move into IT management or possibly moving into a business analytics or cloud administration type role. Technical sales probably wouldn’t be too bad either.




  • He’s not wrong that GPUs in the desktop space are going away because SoCs are inevitably going to be the future. This isn’t because the market has demanded it or some sort of conspiracy, but literally we can’t get faster without chips getting smaller and closer together.

    While I agree with you on a technical level, I read it as Pat Gelsinger intends to stop development of discrete graphics cards after Battlemage, which is disappointing but not surprising. Intel’s GPUs while incredibly impressive simply have an uphill battle for desktop users and particularly gamers to ensure every game a user wishes to run can generally run without compatibility problems.

    Ideally Intel would keep their GPU department going because they have a fighting chance at holding a significant market share now that they’re past the hardest hurdles, but they’re in a hard spot financially so I can’t be surprised if they’re forced to divest from discrete GPUs entirely


  • Seriously putting a couple gigs of on-package graphics memory would completely change the game, especially if it does some intelligent caching and uses RAM for additional memory as needed.

    I want to see what happens if Intel or AMD seriously let a generation rip with on package graphics memory for the iGPU. The only real drawback I could see is if the power/thermal budget just isn’t sufficient and it ends up with wonky performance (which I have seen on an overly thin and light laptop I have in my personal fleet. It’s got a Ryzen 2600 by memory that’s horribly thermally limited and because of that it leaves so much performance on the table)