I mean, in the case of changing values of currency, physical money isn’t changing anything there. As a Canadian forced to buy many things in USD I am constantly suffering from exchange rate changes which is similar. Money retains the same value in country though unless something goes really wrong at the bank of Canada. This is riskier because of trade and how interdependent nations are today.

I’m not a financial expert here, so some of the things you hit on in your reply I am not familiar with. I’ve never used GICs. RRSPs however can be invested, or sit in cash non-invested. Its the same account type either way.

Some, like BMO Investorline, will charge for it to sit in cash (Investorline charges you $100/month) - BMO Smartfolio won’t let you put things in cash, they say they aren’t setup for that.

I ended up moving my RRSP to an RRSP with my credit union. Its getting moved to an RRSP but it will sit in cash hold, uninvested, until such time as I am ready to put it back into the market. I did this before the 2020 dip as well. You can avoid the bubble popping this way. It doesn’t need to stay on the market.

In Canada at least you can have the funds pulled from the market and put in cash hold until you are comfortable with the market for RRSP/RESP.

Some banks will try to tell you you cannot do this or will charge you $100/month to keep it in cash. If they do, go to another institution and get it moved there. Many credit unions offer the same accounts with zero charges for holding cash.

Medical argument against it actually, as you remove most of the healthy stuff.

In root vegetables, 80% of the vitamins are in the skin, and the flesh is nearly pure carbs. You’re throwing away most of the good stuff.

In root vegetables, 80% of the vitamins are in the skin, and the flesh is nearly pure carbs. You’re throwing away most of the good stuff.

In my experience, it’s rare in North America for the bathroom or any rooms door to open outward, unless it’s a closet. Most houses are designed with a straight, narrow, central hallway. Any door opening out presents a risk to anyone walking down the hallway, so closets are the exception. Bathrooms usually open out if they are too small to open inward.

However, never have I seen one designed like this. Doors usually are in a spot where nothing can obstruct them, and they are off to the side or end of a room where drawers and people using the room are unlikely to be near, so the likelyhood of a person blocking the door is low, much less a drawer built into the cabinet. This looks like one of those designs where an original two storey house was cut into two units by a do-it-yourselfer that didn’t care about the result because they wouldn’t be the one living in their disaster.

This seems like a fatal bathroom design flaw. Imagine having a shower, opening that drawer and then having a medical emergency such as a heart attack…

Damned Dry Beavers

Man big kitty looks like my cat, Cobalt. I miss him. What a floof.

Much better, aside from some residual health issues from the visit.

Was in the hospital for two months with mono. In ICU on a respirator for 4 weeks of that.

Was fired from my job, evicted from my apartment, and my girlfriend at the time decided to cheat on me while I was in there.

Good times.

Preventing their shitty brute force protection from allowing someone to get a users MS account password because they are FORCING users to use a non-local account?

The computer would have to store a hash locally to authenticate that account offline, so this is very likely why this is here. Because they’ve enabled a path to brute forcing their cloud accounts without their servers knowing.

The windows shithole is just layers of bad design all the way down.

When I first started learning PCs and Linux, I just went to the local thrift stores and Value Village. Even today people turn in all kinds of perfectly working compute hardware, mostly just old. Consumer stuff doesn’t retain much resale value and many cannot be bothered with trying to sell it, so it ends up in the dump, at the recyclers, in thrift stores, or on classified ads like Craig’s list, kijiji and the like.

EBay usually only sees the stuff that can fetch a worthwhile dollar.

Yeah this was way more traumatizing than anything Signs had.

Great analogy.

Alfalfa

It says “seen over” which means in the sky, not sure why people keep guessing things on the ground.

It looks like either something leaving or reentering the atmosphere. Could be yet another Starlink sattelite deorbiting.

That’s fair, and people will use things different than the intention of the thing if it suits them. My point was more to highlight that you cannot group all things where buying and selling happen as “marketplaces” and expect the same protections/moderation etc.

This new tool is to replace the local ads/garage sale like equivalents with something self hosted. EBay is not one of these, regardless of how people choose to use it. As an auction site it is on a different level in both functional and legal experience. You cannot expect that from Craigslist, Facebook Marketplace Kijiji, or you local newspaper ads or garage sales.

But a classified ad site is not a marketplace, and that’s where we need to be mindful of the distinction.